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and prevention to grassroots communities in Bantul and

other affected areas. In total, 12,000 participants from

292 villages in the region received training in what is

now considered the top resource for building disaster-

resilient communities in Indonesia.

Disaster relief operations

In the event of major disasters, Maipark always takes

part in the national emergency response and is a partner

of the National Agency for Disaster Management

(BNPB) for disaster response activities, with a particular

focus on earthquakes. After the West Java earthquake

of September 2009, the body worked in coordination

with BNPB to distribute aid for earthquake victims in

the form of food, clothing, medicines and large tents to

replace damaged school buildings so that educational

activities would not be interrupted.

Likewise, when Merapi volcano in Yogyakarta

erupted in October 2010, Maipark immediately sent

emergency response teams to distribute aid consisting

of items such as clothing, food, medicines, milk and

baby food. In addition to the main refugee camps, this

aid initiative reached remote camps like Muntilan,

Magelang, Borobudur and Klaten.

Surveys and research

The research and development division of Maipark

continually conducts geological surveys and research

in various part of Indonesia. Whenever an earthquake

occurs, a survey team is sent to appraise damage,

injuries and fatalities, as well as to study accompany-

Earthquake five-zone risk map and tariff reference

Maipark reviewed and introduced a five-zone risk map for

Indonesia along with a new earthquake insurance premium tariff

to replace the former three-zone risk map and tariff. In March

2010, this system was officially adopted by the Indonesian General

Insurance Association, which represents 87 member companies.

The Indonesian insurance industry’s initiatives to deal with earth-

quake risk so far have attracted the attention of the government,

international institutions and insurance industries at both regional

and international levels. The Indonesian government and the World

Bank are discussing plans to use Maipark’s Earthquake Model

to assist government in managing fiscal risk to the country’s state

budget through insurance or other mechanisms.

Maipark’s Cat-Model is being introduced in the wider insurance

and reinsurance market through collaboration with Catalytics who

provide catastrophe modelling software, thus providing opportunities

for insurance and reinsurance companies to assess, analyse and manage

their earthquake exposure in Indonesia at a relatively low cost.

Education and corporate social responsibility

To improve the competence of the insurance industry in dealing

with earthquakes and related risks, Maipark organizes regular

geological field excursions for insurance underwriters to explain

geological phenomena related to risk management. This activity

allows for the sharing of knowledge with insurance companies and

the promotion of prudent underwriting of disaster risk, particularly

for earthquakes and volcanic eruptions.

Following the Yogya earthquake of 2006, which claimed 5,716

lives and destroyed 156,662 houses, in 2008 Maipark (in coopera-

tion with the Gesellschaft für Technische Zusammenarbeit GmbH)

conducted disaster awareness training, promoting risk perception

Frans Y. Sahusilawane, CEO of MAIPARK, leads the emergency response team distributing large platoon tents for refugee camps and emergency schools after the

West Java Earthquake, September 2009

Image: MAIPARK